A Geo-Zone (Geographical Zone) is an organizational area that may include a country with all its cities or several countries or one city or several cities in more than one country. You can divide the countries you will ship to in your store into Geo-Zones, it is possible to specify a payment or shipping method to a specific Geo-Zone, and then the method of payment or shipping will appear only for customers whose address follows the cities or countries specified in the Geo-Zone. The Geo Zones can be used while setting the taxes as well.

You can add a geo zone by going to settings from your store’s dashboard, then language and region.

Then we click on "Manage Geo Zones":

Click on create a new geo zone button, then fill in the required fields. (Geo Zone Name, Description, Country, City, and Zone)

After filling in the required information, click on the Save button, you can add more than one geo zone for the same country:

Afterward, we can adjust the payment gateway and make it available for a specific geo zone as follows:

The same goes for the shipping methods: